North Attleboro New & Events

Archive for May, 2011

Vote to Bring Cancer Support to Our Community!

There is one week left to vote for the Attleboro Y to bring the cancer survivor fitness program to survivors in our community. Vote every day from now until May 31! Click HERE to vote now.

LIVESTRONG at the YMCA
Cancer is a life-changing disease that takes a tremendous physical and emotional toll on those affected. LIVESTRONG at the YMCA is a physical activity and well-being program designed to help adult cancer survivors achieve their holistic health goals. Participants work with Y staff trained in supportive cancer care to safely achieve their goals such as building muscle mass and strength; increasing flexibility and endurance; and improving confidence and self-esteem. By focusing on the whole person and not the disease, LIVESTRONGat the YMCA helps people move beyond cancer in spirit, mind and body.

For this program, regions with the most votes will be funded. A vote for any of the YMCA applicants below will count toward the region’s total.

VOTE! VOTE! VOTE!

Cheryl

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May Home Maintenance Tips

With summer right around the corner, it’s time to start thinking about getting your house in order for the hot months. While browsing MSN.com today, I came across a great May Home Maintenance Checklist that I wanted to share with you.

Baby your cooling system
Before firing up your air conditioner, change or clean the filter. You’ll want to change it every couple of months while the system is in use.

Put the furnace to bed for the summer
Check the furnace filter, holding it up to the light to see if it’s dark and dirty and in need of a change.

Service the furnace and air conditioner
The transition from cool to warm weather is the sign that it’s time to take care of the appliances that keep you comfortable through the year. Call a professional to perform annual service on a furnace, air conditioner or evaporative cooler.

Replace vacuum cleaner bags
Remove the vacuum cleaner bag outdoors so you don’t release dust and allergens back into the house.

Vacuum refrigerator coils
Remove the front cover from the refrigerator and use the wand attachment on the vacuum cleaner to carefully suck out the dust and dried bits of macaroni and dog food that have worked their way under the fridge.

Store free-standing electric heaters
Dust, vacuum or wipe down their surfaces and check cords and plugs for fraying and loose wires before putting them into storage.

Wash windows
Cleaning all the windows and window coverings in your home is a big, satisfying and several-hours-long project. Choose a sunny day and, if possible, get someone to work with you.

Clean and repair window screens
On a sunny day, take window screens out of storage and lay them on the grass, sidewalk or deck. Dust with a soft cloth or brush off dust with a clean paint brush.

Maintain exterior siding
Paint looks nice, but its main job, especially outside, is to protect from the deteriorating effects of dirt, sunlight and moisture. A paint job lasts an average of six to eight years, depending on weather and environmental conditions.

Check outdoor hoses and irrigation systems
Freezing and thawing can heave the ground and even crack pipes and hoses, so turn on the water pressure and see how your irrigation system responds before you need it. Look for leaks, breaks, pooling water or clogged sprinkler heads.

Dunkin Donuts has Challenged Attleboro!

We all love a great Fourth of July but the money to plan it doesn’t come from thin air. It takes a lot of time, effort, and funding for the city to put on a fun Fourth of July celebration.

Dunkin Donuts has once again pledged $10,000 if the city matches it through private contributions. The establishment has been doing this for years to pay for the city’s annual Fourth of July fireworks.

City employees and elected officials set up collection sites to solicit cash to match the pledge and every year have been successful and met the challenge. The show cost about $38,000 per year so the private contributions are really necessary for the show to go on.

According to an article in The Sun Chronicle, city officials say they have raised $6,000 so far this year. Therefore, another $4,000 is needed to meet the challenge. Once the challenge has been met, much more is still needed to fully fund the event.

If you would like to help the city complete this challenge and make a donation, make a check payable to Attleboro Fireworks Fund.

Mail to the address below:

Attleboro Fireworks Fund
C/O Mayor’s Office
City Hall
77 Park Street
Attleboro, MA 02703

-Cheryl

5 Reasons to SELL SELL SELL!

The KCM Group posted a great blog giving 5 reasons you should sell now.

If you are thinking about selling you are probably back and forth with the idea debating if now is the right time or not. Well let me tell you…IT IS!

Here are 5 great reasons to justify my feelings:

1.) This is when your house will get the most exposure 

The spring, and particularly the month of May, is when most buyers enter the real estate market. This surge of buyers dramatically increases the exposure for your house. The best chance of getting quality offers (perhaps even multiple offers) is RIGHT NOW!

2.) Foreclosures and short sales will increase in about 90 days

The good news is that the number of people paying their mortgage on time is increasing. This will lead to less distressed property sales later this year and throughout 2012. The not-so-good news is that there is still a large inventory of existing foreclosures and short sales that will still be coming to market.

As an example, LPS reported in their latest Mortgage Monitor that:

  • There are still twice as many loans going 90+ days delinquent as are starting foreclosure
  • There are almost three times the number of foreclosure starts as there are foreclosure sales
  • Distressed property inventory levels are almost 45 times the rate of monthly foreclosure sales 

This means that there is a backlog of properties which will start coming to the market in about 90 days as banks clear up their paperwork challenges. These properties sell at dramatic discounts. They will be your competition. Both Fannie Mae and Freddie Mac have recently discussed the magnitude of this challenge.

3.) Interest rates have risen over the last six months

Interest rates have stabilized recently. However, in the last six months, interest rates have climbed over 1/2%. Every time the rates increase 1/4%, approximately 250,000 buyers are eliminated from qualifying for a mortgage. In an environment of volatile rates, waiting could mean that there will be fewer buyers eligible to purchase your house. It also could mean that you will pay a higher rate on the next home you buy.

4.) Qualifying for a mortgage is about to get even more difficult

Besides increasing rates, there are other factors that will hinder a buyer’s ability to qualify for a mortgage as we move forward. Lending standards have been getting tighter over the last year. And as the government debates the new proposed guidelines (QRM), banks are gearing up for even more stringent standards.

Morgan Stanley recently stated:

“Recent developments in issues such as GSE reform, Dodd-Frank securitization rules, and foreclosure settlement issues suggest a tighter and more expensive environment for mortgage credit.” 

This may impact any potential purchaser for your property and may also impact your next purchase.

5.) It’s time to get on with your life 

Probably the most important reason to sell is so you can get on with your life. You placed your home on the market for a reason. Do not allow a less-than-stellar housing market prevent you from reaching your goals as an individual or as a family. Think about the reasons you decided to move in the first place. Are these reasons still important to you? If you have to take less than you were originally hoping to get for your house, your family has a question to ask each other: Is the dollar difference in sales price worth putting off our plans? Only you and your family know the answer to that question.

Did that give you enough to want to sell now? I believe the reasons above prove that selling now makes more sense than waiting. Contact me today and I will be more than happy to help you full understand your best option!

Cheryl

Don’t just let anyone come into your home to clean!

Be careful with who you hire to clean your home!

A self-employed house cleaner from Mansfield was charged with stealing tens of thousands of dollars of jewelry, cash, clothes and household items from two Mansfield customers.

The woman was freed on $500 cash bail after her arraignment today.

Maria C. Oliveira admitted to the thefts taking place over a 19-month period before one of the customers noticed jewelry missing.

After hearing this story and ready about it in The Sun Chronicle I wanted to a few things with you.

It’s always great to have someone to clean up your messes but we need to be careful with who we let into our homes!

When you are getting ready to sell your home or just moving into a new one, we all want that fresh deep clean and sometimes it just seems easier to hire the work to be done.

Please be careful with who you let into your home and make sure to do a full screening beforehand!

You don’t want your valuables missing right before leaving/entering an old/new home!

Do you believe almost 14,000 homes sold yesterday?

One of the biggest misconceptions in today’s housing market is that homes are not selling. That is simply not true. Last month’s Existing Sales Report from the National Association of Realtors (NAR) showed that homes were selling at an “annual rate of 5.10 million”. That’s an average of 13,973 every day – 365 days a year!

And the monthly Pending Sales Report, which measures the number of houses going into contract each month, has showed increases in six of the last nine months prompting Lawrence Yun, NAR’s chief economist to say:

“Since reaching a cyclical bottom last June, pending home sales have posted an overall gain of 24 percent and demonstrate the market is recovering on its own. The index means modest near-term gains in existing-home sales are likely.”

We realize that 40% of the sales are distressed properties and that 22% of buyers are investors. Yet, that still doesn’t negate the fact that homes are in fact selling… and 60% of them are NOT foreclosures or short sales.

And Yun believes this uptick will continue:

“Based on the current uptrend with very favorable affordability conditions, rising apartment rents and ongoing job creation, existing-home sales should rise around 5 to 10 percent this year.”

The bottom line is that homes are selling. You probably will need to offer a compelling price if you put your house on the market. But if you do, it will sell.

Cheryl